SPECIALIST FINANCE FOR SELF-EMPLOYED BUSINESS OWNERS.

Working capital, home loans for business owners, equipment and commercial finance, structured around how your business actually earns. A decade of experience and credit endorsed terms so you can transact with confidence.

Watch this first: How we helped Happy Haus

Finance built around your business, not the bank's template.

Your income doesn't fit a standard form. Neither should your funding. We understand your position, map out the options, and guide you through to the right outcome.

Free borrowing power check and equity evaluation
Free property evaluation

Get your finance MAPT out

Free, no-obligation chat. A finance professional calls you back, usually the same business day.

Talk to us if you:

  • Are self employed and your income doesn't fit a bank's template
  • Run a trading business and need working capital, an acquisition or an equipment line
  • Hold income through trusts or companies and keep hitting bank policy walls
  • Are funding a construction or development project and need the structure right from day one
  • Are buying a home or refinancing and need a lender who reads your real income properly
  • Have a prior approval that no longer stacks up in the current market

Free, no-obligation chat. A MAPT finance professional will call you back.

Why clients get their finance MAPT out

Specialist finance professionals who understand self employed income, structure the deal properly and stay on it through to settlement.

Self employed is our core business

Add-backs, trusts, companies and lumpy income. We package your real trading figures so credit sees the full picture, not just the tax return.

We tender your deal, not just place it

We run a full lender tender so you get credit endorsed term sheets and can transact with confidence.

Business, home, construction and development finance

Working capital, home lending, equipment lines and property projects. We structure the funding around how your business actually runs.

Bank, non-bank and private funding

We start with the sharpest mainstream pricing and only bring in private credit when the deal truly needs it.

We stay on the deal after settlement

Most finance professionals move to the next hot deal. We manage claims, reviews and the exit at sale time.

About MAPT Advisory

Guidance for every stage of the funding journey.

MAPT Advisory provides strategic lending advice for self employed business owners across business, commercial, construction, development, asset and home finance. We take the time to understand your position, map out the options and guide you through to the right outcome.

A decade of experience across manufacturing, construction and property development, backed by strong lender relationships. No noise, no guesswork. Clear advice, proven pathways and funding structures that hold up under credit.

FAQ

Questions we get asked every week.

What types of finance does MAPT arrange?

Business and working capital, commercial and industrial investment, construction and development finance, equipment and asset finance, plus home lending for business owners.

Does it cost me anything to talk to you?

No. The first conversation and our review of your position are free and there is no obligation to proceed.

I am self employed and my last application was declined. Can you help?

Often, yes. Most declines come down to how the deal was packaged, not the borrower. We restructure the submission and take it to lenders who actually fit your profile.

My prior approval no longer stacks up. What now?

Rate moves and market shifts change borrowing capacity and lender appetite. We run a comprehensive tender and come back with credit endorsed terms so you know exactly where you stand.

How long does it take to get terms?

For most trading business and development deals we come back with indicative terms within days, not weeks, once we have your figures.

I don't have two years of perfect financials. Can I still get approved?

Yes. Plenty of lenders weigh current trading, add-backs and bank statements over a rigid two-year rule. We find them and package your deal accordingly.